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The recent collapses in the mortgage industry have left a large number of consumers scratching their heads in an effort to better understand the economics behind borrowing money. [...]

Foreclosures – the word that can strike panic in the heart of a home owner. Unfortunately, the housing market is going through a very painful adjustment. The number of foreclosure filings reported in the U.S. last month more than doubled when compared to August 2006. This represents a 36 percent from July 2007 to August [...]